1. Introduction. These terms and conditions ("Terms of Service") govern your use of the services provided by Be Rich Financial LLC ("Be Rich Financial Financial") through its website.

2. Use of Services. By using Be Rich Financial's services, you agree to these Terms of Service. You may only use the services if you are 18 years or older and are not barred from using the services under applicable law.

3. Attorney Services. Be Rich Financial does not provide legal advice or services. Any information provided through Be Rich Financial's services is not a substitute for legal advice from a licensed attorney.

4. No Attorney-Client Relationship. Use of Be Rich Financial's services does not create an attorney-client relationship between you and Be Rich Financial.

5. Communications. By using Be Rich Financial's services, you agree to receive communications from Be Rich Financial, including emails and text messages. Standard data and message rates may apply.

6. Fees. Be Rich Financial's fees for its services are set forth on its website. Be Rich Financial reserves the right to change its fees at any time.

7. Payment. Payment for Be Rich Financial's services is due at the time of purchase. Be Rich Financial uses third-party payment processors to process payments.

8. Refunds. Be Rich Financial's refund policy is set forth on its website.

9. Intellectual Property. Be Rich Financial owns all intellectual property rights in its website and services. You may not use Be Rich Financial's intellectual property without Be Rich Financial's prior written consent.

10. User Content. You retain ownership of any content you provide through Be Rich Financial's services. By providing content through Be Rich Financial's services, you grant Be Rich Financial a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display such content.

11. Prohibited Conduct. You may not use Be Rich Financial's services for any illegal or unauthorized purpose. You may not use Be Rich Financial's services to violate any laws in your jurisdiction.

12. Indemnification. You agree to indemnify and hold Be Rich Financial and its officers, directors, employees, and agents harmless from any and all claims, liabilities, damages, and expenses (including attorneys' fees) arising from your use of Be Rich Financial's services.

13. Disclaimer of Warranties. Be Rich Financial's services are provided "as is" and without warranty of any kind, whether express, implied, or statutory, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

14. Limitation of Liability. Be Rich Financial shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from your use of Be Rich Financial's services.

15. Governing Law. These Terms of Service shall be governed by and construed in accordance with the laws of Texas, without giving effect to any principles of conflicts of law.

16. Dispute Resolution. Any dispute arising out of or relating to these Terms of Service or Be Rich Financial's services shall be resolved through binding arbitration in accordance with the Commercial Arbitration Rules of the American Arbitration Association.

17. Delivery. Be Rich Financial uses a variety of methods to deliver finished products. The shipping fee indicated may include, in addition to the fees paid to the carrier, Be Rich Financial or third-party handling and processing fees.

18. Reviews. After your purchase, you may receive an email survey request from Be Rich Financial. You may also write a review on the Site. If you complete the survey or submit a review, your opinions may be posted, in whole or in part, on the Site or used in marketing material.

19. Payment: I agree to pay Be Rich Financial for the services provided, as described in the invoice or order confirmation. Payment must be made in full before services are rendered. I understand that fees may include third-party processing and handling fees, in addition to carrier fees for physical shipments.

20. Refunds: If I am not satisfied with the services provided, I may request a refund within 30 days of purchase. Refunds are subject to a processing fee and may be denied for certain services, such as those requiring government filings.

21. Intellectual Property: I acknowledge that all materials, including documents, templates, and software provided by Be Rich Financial are protected by intellectual property laws and may not be reproduced or distributed without permission. I agree to use such materials solely for personal use related to the services provided.

22. Liability: Be Rich Financial is not liable for any damages resulting from my use of its services, including but not limited to delays, errors, or omissions in the services provided. I agree to indemnify and hold harmless Be Rich Financial from any and all claims, damages, or expenses arising from my use of the services.

23. Access and Delays: I understand that access to the services provided by Be Rich Financial requires internet access and equipment that I am responsible for providing. I acknowledge that delays and interruptions may occur and that Be Rich Financial is not responsible for any resulting damages.

24. Force Majeure: Be Rich Financial is not responsible for any delay or failure to perform its obligations under this agreement due to events beyond its reasonable control, including but not limited to natural disasters, acts of God, war, or terrorism.

25. Right to Refuse: Be Rich Financial reserves the right to refuse service to anyone.

26. Registered Agent: Be Rich Financial may serve as my registered agent for an additional fee. I acknowledge that this service is subject to the laws of the state of Texas.

27. Contact: For customer service or support, I may contact Be Rich Financial at 972-573-5743 or by email at [email protected]

28. Governing Law: This agreement shall be governed by and construed in accordance with the laws of the state of Texas.

29. Entire Agreement: This agreement constitutes the entire understanding between me and Be Rich Financial and supersedes all prior agreements and understandings, whether written or oral.

30. Fees for Specialized Services. For certain specialized services, Be Rich Financial charges an 18.5% fee based on the amount of money collected. This fee is non-refundable and will be deducted from the total amount collected.

31. Bulk Services. For bulk services or services not listed on our website, Be Rich Financial may provide a specialized quote. To receive a quote, please send an email to [email protected] with a description of the service(s) you require.

32. Acknowledgment: By using the services of Be Rich Financial , I acknowledge that I have read and understood these terms and conditions and agree to be bound by them.

33. Changes to Terms and Conditions. I understand and acknowledge that Be Rich Financial reserves the right to modify, add or remove any terms and conditions at any time without prior notice. It is my responsibility to review these terms periodically for any changes. Continued use of Be Rich Financial's services following any such modifications constitutes my acceptance of the revised terms and conditions.